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| Loan Rates and Terms |
| LOAN TYPE |
APR** |
TERM |
New Vehicles & Recreational Equipment
(Never Titled) |
6.00% |
Up to 5 years |
| 6.60% |
6 years |
| 7.35% |
7 years |
Newer Vehicles
(2007, 2006, 2005) |
7.00% |
Up to 5 years |
| 7.75% |
6 & 7 years* |
Used Vehicles
(2004 and older) |
7.00% |
3 years |
| 8.00% |
4 or 5 years |
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Used Recreational Equipment
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9.25% |
3 years |
| 10.25% |
4 years |
| 10.75% |
5 years
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| Real Estate, 10-year (balloon optional) |
8.25% |
10 years |
| Real Estate, 5-year with balloon payment |
7.25% |
5 years |
| Real Estate, 3-year with balloon payment |
6.25% |
3 years |
| Home Equity |
8.00% |
10 years |
| Mobile Home |
13.00% |
7 years |
| Personal Loan |
13.00% |
Open-end |
| 15.00% |
3 years |
| Share/Certificate Secured Loan |
Call for details |
* Balloon payment possible on longer terms
** APR=Annual Percentage Rate
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| Share Certificate Rates and Terms |
| TERM |
MINIMUM |
APR** |
APY*** |
DIVIDEND OPTION |
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PLEASE CALL FOR SHARE CERTIFICATE RATES AND TERMS.
**APR=Annual Percentage Rate
***APY=Annual Percentage Yield
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| Other Share Account Rates |
| ACCOUNT TYPE |
APR** |
APY*** |
DETAILS |
| Share Savings |
1.40% |
1.41% |
Computed on average daily balance, paid monthly |
| IRA |
3.25% |
3.28% |
Computed on average daily balance, paid quarterly |
**APR=Annual Percentage Rate
***APY=Annual Percentage Yield
Rates Subject to Change
Please call us at 406-526-3223 or 406-228-9292 for the most current rate information
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