Rates








Loan Rates and Terms 
LOAN TYPE APR** TERM
New Vehicles & Recreational Equipment
(Never Titled)
3.50% - 8.50% Up to 5 years
5.10% - 10.10% 6 years
5.85% - 10.85% 7 years
6.50% - 11.50%  8 years
Newer Vehicles
(2016, 2015, 2014)
3.50% - 8.50% Up to 5 years
6.25% - 11.25% 6 & 7 years
Used Vehicles
(2013 and older)
4.50% - 9.50% 3 years
6.50% - 11.50% 4 to 6 years

Used Recreational Equipment

6.00% - 11.00% Up to 3 years
6.50% - 11.50% 4 years
7.00% - 12.00%

5 years

Real Estate, 15-year

 6.50%

 15 years

Real Estate, 10-year 6.00% 10 years
Real Estate, 5-year with balloon payment 5.00% 5 years
Real Estate, 3-year with balloon payment 4.00% 3 years
Other Collateralized 2.00% - 6.50%  1 - 3 years 
Mobile Home 8.50% - 13.50% 7 years
Personal Loan 11.50% - 16.50% Open-end
11.50% - 16.50% 3 1/2 years
Share/Certificate Secured Loan Call for details

** APR=Annual Percentage Rate
 

PLEASE CALL FOR SHARE CERTIFICATE RATES AND TERMS.

 

Other Share Account Rates 
ACCOUNT TYPE APR** APY*** DETAILS
Share Savings 0.10% 0.10% Computed on average daily balance, paid monthly
IRA 0.65% 0.65% Computed on average daily balance, paid quarterly
**APR=Annual Percentage Rate
***APY=Annual Percentage Yield
 

Rates Subject to Change
Please call us at 406-526-3223 or 406-228-9292 for the
most current rate information

 

 

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