






|
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Loan Rates and Terms |
LOAN TYPE |
APR** |
TERM |
New Vehicles & Recreational Equipment
(Never Titled)
|
2.50% - 10.95% |
Up to 5 years |
3.50% - 12.50% |
6 years |
4.50% - 13.25% |
7 years |
5.00% - 14.00% |
8 years |
Newer Vehicles & Recreational Equipment
(2021, 2010, 2019) |
3.50% - 11.95% |
Up to 5 years |
5.00% - 13.50% |
6 & 7 years |
Used Vehicles & Recreational Equipment
(2018 and older) |
4.50% - 11.95% |
Up to 3 years |
6.00% - 13.50% |
4 to 6 years |
Spring Fling Loans
Spring Fling LOC Loans
Christmas Cash Loans
**NOT available to Credit Scores Below 621**
|
8.25% |
|
MORTGAGE LOANS:
|
|
|
Real Estate, 3-year with balloon payment
|
3.75 - 6.25% |
|
Real Estate, 5-year with balloon payment
|
3.75% - 6.75%
|
|
Real Estate, 10-year |
6.25%
|
|
Real Estate, 12-year |
6.50%
|
|
Real Estate, 15-year |
6.75% |
|
Real Estate, 30-year |
8.25% - 8.50% |
|
Other Collateralized
|
4.00% - 11.95%
5.00% - 13.50%
|
1 - 3 years
4 - 6 years
|
Mobile Home |
9.25% - 16.00%
|
Up to 7 years |
Personal Loans (Open-end Revolving LOC)
(Closed End Loans)
**NOT available to Credit Scores Below 621**
|
11.95% - 13.50% |
Open-end |
11.95% - 13.50% |
3 1/2 years |
Share/Certificate Secured Loan |
2.00%...…Up to 5 years |
** APR=Annual Percentage Rate
|
PLEASE CALL FOR SHARE CERTIFICATE RATES AND TERMS.
|
Other Share Account Rates |
Share Savings |
0.10% |
0.10% |
Computed on average daily balance, paid monthly |
IRA |
0.10% |
0.10% |
Computed on average daily balance, paid quarterly |
**APR=Annual Percentage Rate
***APY=Annual Percentage Yield
Rates Subject to Change
Please call us at 406-526-3223 or 406-228-9292 for the most current rate information
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