Loan Rates and Terms  LOAN TYPE APR** TERM New Vehicles & Recreational Equipment (Never Titled) 5.00% Up to 5 years 6.60% 6 years 7.35% 7 years Newer Vehicles (2013, 2012, 2011) 5.00% Up to 5 years 7.75% 6 & 7 years Used Vehicles (2010 and older) 6.00% 3 years 8.00% 4 or 5 years Used Recreational Equipment 7.50% 3 years 8.00% 4 years 8.50% 5 years       Real Estate, 10-year 6.00% 10 years Real Estate, 5-year with balloon payment 5.00% 5 years Real Estate, 3-year with balloon payment 4.00% 3 years Home Equity     Mobile Home 13.00% 7 years Personal Loan 13.00% Open-end 13.00% 3 years Share/Certificate Secured Loan Call for details ** APR=Annual Percentage Rate

PLEASE CALL FOR SHARE CERTIFICATE RATES AND TERMS.

Other Share Account Rates  ACCOUNT TYPE APR** APY*** DETAILS Share Savings 0.10% 0.10% Computed on average daily balance, paid monthly IRA 0.65% 0.65% Computed on average daily balance, paid quarterly **APR=Annual Percentage Rate ***APY=Annual Percentage Yield   Rates Subject to Change Please call us at 406-526-3223 or 406-228-9292 for the most current rate information