Rates








Loan Rates and Terms 
LOAN TYPE APR** TERM

New Vehicles & Recreational Equipment
(Never Titled)

3.40% - 10.95% Up to 5 years
4.15% - 12.50% 6 years
4.90% - 13.25% 7 years
5.65% - 14.00%  8 years
Newer Vehicles & Recreational Equipment
(2018, 2017, 2016)
4.25% - 11.95% Up to 5 years
6.95% - 13.50% 6 & 7 years
Used Vehicles & Recreational Equipment
(2015 and older)
5.25% - 11.95% 3 years
6.95% - 13.50% 4 to 6 years

Spring Fling Loans 
Spring Fling LOC Loans
Christmas Cash Loans
**NOT available to Credit Scores Below 621**

8.25%   

MORTGAGE LOANS: 

   

Real Estate, 3-year with balloon payment

4.75 - 6.25%   

Real Estate, 5-year with balloon payment

 5.75% - 6.75% 

 

Real Estate, 10-year

 6.25%

 

Real Estate, 12-year

6.50%

 
Real Estate, 15-year 6.75%  
Real Estate, 30-year 8.25% - 8.50%  
Other Collateralized 4.00% - 9.50%  1 - 3 years 
Mobile Home

  9.25% - 16.00%   

Up to 7 years

Personal Loans (Open-end Revolving LOC)
     (Closed End Loans)
**NOT available to Credit Scores Below 621**

11.95% - 13.50% Open-end
11.95% - 13.50% 3 1/2 years
Share/Certificate Secured Loan Call for details

** APR=Annual Percentage Rate
 

PLEASE CALL FOR SHARE CERTIFICATE RATES AND TERMS.

 

Other Share Account Rates 
Share Savings 1.00% 1.00% Computed on average daily balance, paid monthly
IRA 1.00% 1.00% Computed on average daily balance, paid quarterly
**APR=Annual Percentage Rate
***APY=Annual Percentage Yield
 

Rates Subject to Change
Please call us at 406-526-3223 or 406-228-9292 for the
most current rate information

 

 

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