| To calculate the future value of a monthly investment, enter the
                  beginning balance, the monthly dollar amount you plan to deposit, the interest rate you
                  expect to earn, and the number of years you expect to continue making monthly deposits,
                  then click the "Compute" button. Note: When entering
                  numbers into the data fields only use numbers and applicable decimal points. Entering
                  commas, dollar signs, or any other non-numeric characters will cause an error. Also please
                  note that this calculator has been tested to work with Internet Explorer 3.01 and Netscape
                  Navigator 3.01 web browsers. However, both must have the JavaScript option turned on.  |